How to go about Buying your First Car

At some point in everyone’s life, and particularly at the college level, the dream of owning a car is as disturbing as a growing tooth. Scrolling through webpages and magazines, as well as ogling at flashy rides in traffic, become the norm. When it is, however, time to actualize the dream and own a vehicle, reality kicks in. Unlike the flashy rides that once marked their dreams; they now have to choose one based on their budget, priorities, family size or social class.

Lest more people are caught unawares when this happens, here are some actionable tips for first-time car owners to simplify the process.

First, establishing a realistic budget determines what kind of car to buy. This is done by calculating the necessary expenditures and then directing the remainder to the purchase of the car. In this way, you can tell whether you are in a comfortable position to buy the car all by yourself or not. If not so, car purchase financing is a viable option.

Second, knowing the purpose of purchasing the vehicle determines what to buy. For instance, buying a two-seater car when one has a family of six is unrealistic. You do not have to buy something that does not satisfy all your needs.

Third, finding out the proper price for the vehicle safeguards first-time car buyers from exploitation. Each car has an average price when new or refurbished. If the price is too high, that is exploitation. Again, there is a ground for doubt if the price seems too good to be true. To be safe, make sure you conduct sufficient research on your preferred model lest you fall for junk.

Fourth, ensure that you are conducting business with a legit dealer that is unlikely to lie to you about the car. Rogue dealers will know that the car you intend to purchase has a particular fault but will not tell you. It is also important that you agree on terms such as contacting them if the vehicle develops problems soon after you purchase it.

Finally, before completing the purchase, test driving the potential buy is a must: not an option! Test drives ensure that one buys a car that runs smoothly, has the right height, control layout, wheel alignment and favorable outward visibility. Never accept a car that does not impress you on this very crucial (first) drive.

Top 8 Google Chrome Extensions That Everyone Should Be Using

While extensions are not required on Google Chrome, they drastically improve functionality over the stock browser. There is a limit on how many extensions you run before you will start to notice a performance hit on your computer, which will vary from system to system. Just pay attention to your system and if you start to notice a slowdown, the culprit very well may be the last Chrome extension you added to your system.

Typio Form Recovery

Have you ever written something and then your browser crashes and you lose everything you had just written? There is an extension called Typio Form Recovery that will remember your last entries for a customizable number of days into any place you enter text with the exception of password fields. If you would like to save your passwords as well, you can toggle it on in the settings. Typio Form Recovery stores everything locally on the machine, meaning someone won’t be able to hack a central server to retrieve whatever they might be seeking from you writing history.

Pushbullet

Pushbullet makes it easy to share content from one device to another. An example of this is if you are reading recommendations for a restaurants food online on your desktop. When you are ready to head out and try them out, you might want to send the recommendation to your phone. With Pushbullet this is seamless, once installed, just press the Pushbullet icon on Chrome, choose the devices section and choose the device you would like to send it to. And it works both ways, so if you are viewing something on your phone, you can send it just as easily to your desktop from iOS or Android devices.

Adblock Plus

Some advertisements are created to be very intrusive and potentially contain malware which can harm your computer, and by extension, you. Adblock Plus empowers you to block annoying ads that don’t meet Adblock Plus’s requirements, e.g. are extremely intrusive, contains malware etc. This way you don’t need to feel bad about blockings websites that you love and are ad supported.

Session Buddy

Managing tabs can be tough. You might end up with several windows, all full of tabs that you know you need to reference for one reason or another. When this happens and you want to close everything, or to close just a few specific windows without losing anything, you can use Session Buddy. It stores all of your browsing sessions separately. You can choose to save an entire session at any time and it also stores your previous sessions automatically when you close Chrome. When you are ready to bring a previous session back, all you have to do is locate the session time and choose specific tabs from your session, choose to open your previous session in their respective windows, in one window (which is separate from your current window) or in the current window.

Google Dictionary

When browsing online you will inevitably come across a word that you don’t know. With Google dictionary installed you can simply double click on a word and a little popup will show the definition along with an audio option so you can listen to how the word is pronounced.

Pocket

When you come across an article that you would like to read later you can save it to your Pocket reading list. Pocket will then generally strip out ads and displays it on a book-like page in order to improve its readability. With Pocket’s chrome extension installed you can right-click on any webpage to bring up the context and save it to your Pocket.

Visual Ping

Visual Ping will allow you to monitor any web page for changes. You can even set it to alert you depending on the amount of change made on the page and the specific location on the page. If you are looking for a job that is currently filled, you can set an alert so as soon as the job listing page changes, it will send you an email. This also provides you the advantage of potentially being first to apply for the job.

Dashlane

The Dashlane extension, coupled with the their desktop client are great for boosting your security. You can randomly generate passwords, save your current ones, automatically fill in forms and enter payment information with this extension.

Google Chrome’s own built-in password manager stores your passwords in plain text. So anyone who is able to gain access to your browser can bring up your passwords and use them, unlike Dashlane. With Dashlane you have to enter your master password before you can view your passwords. If you are logging into a new browser or haven’t logged in for a long time, Dashlane will verify it is really you by requiring two factor authentication.

Subliminal Language Learning. Fact or Myth ?

Travelling enthusiasts have always had special linguistic curiosities. How often have you wanted to learn more about a certain language during a cruise or trip towards an exotic place? Some people say that the simplest way to learn the basics of a language is to interact with the natives. While that is true, wouldn’t it be great if we could learn a language by simply diving among its speakers, without any conscious effort from our side?

What is subliminal learning?

Generally speaking, subliminal learning means learning the complex rules of a foreign language without actively pursuing it. This process is displayed best and most often in children, who can learn the basics of multiple languages easily and without having any idea of concepts like grammar or pronunciation.

In the case of an adult who wants to learn a language, this process is usually more complicated and success is not guaranteed. The general question still remain, though – are adults still capable of subliminal learning?

Learning while sleeping

One of the most popular ideas behind subliminal learning techniques is learning in your sleep. The idea is to fall asleep with headphones in your ears in which you constantly hear phrases of a language, but not loud enough that they actually interfere with your sleep.

Although this technique does not work for learning a language at a fluent level, those who have also participated in active learning throughout the day have discovered that night-time repetitions help them remember words better.

This approach was subject to extensive testing, which has proven that the technique is useful for remembering phrases and words. Groups of students who have slept for a few hours with headphones in their ears have performed much better in testing that those who did not do this exercise.

Learning a foreign language without conscious effort is possible – although only up to a certain level, at least while using the technologies and methods available at this time. Adults should also actively participate in the learning process in order to follow up on grammar and vocabulary lessons from during the night. Studies have shown that nocturnal repetitions can greatly aid in refining your knowledge and are very recommended. So, if you want to learn a new language while traveling, focus on active learning during the day and let your subconscious help you during the night.

How To Start A Business At Home With Little Or No Cost

Starting a business at home is something that people everywhere are trying to find out about every day. The answer for starting your own business for free or for a low price is very easy. You need to select the perfect type of online business to start. Now, this does not mean that you should choose a business that you do not like. Instead, you have to select one that is perfect for you, but it needs to be a certain type of business.

There are some ideas for a business that can’t be done for free or for a low cost and those are the ideas you must avoid, like creating your product and setting up your own business. What you should do rather is to select a business on the web that is already set up for you and all you must do to begin is to get signed up for free or for a low price. Below are the particular types of businesses you can start from home that are free or that always have a low cost to get started with.

  1. Affiliate programs – There are a lot of affiliate programs on the internet that you can start your own business with. This is a business idea that is free to get a business going with because all you have to do is select the program you will promote and then sign up for their program with your contact information. They will send you an email that will have everything you need to start making money on the web right away.
  2. Niche business opportunities – You can find business opportunities in any niche you can imagine and also in network marketing if you like working with a team. The key is to look carefully at each opportunity that catches your eye and check out the cost of getting started. Some of the opportunities will be free, but some you can begin a business with for a very low cost, which will be affordable for any person, even people on a budget.

Now that you understand the best solution to use for how to start a business at home for little or no cost; all that is left for you to do is to locate the perfect business idea for you and get it started. You are the only one that can accomplish this goal, and the sooner you get started the sooner you will notice a big and positive change in your life.

7 Biggest Success Killers and How to Overcome Them

Procrastination

Having a schedule of how you will carry out all your activities could help stop postponing things. Proper time management is one of the key attributes of successful people. All the important activities should be accounted for in your daily plan and you should stick to it.

Impulse decision-making and settling for the average

Not making informed decisions leads to settling for what you don’t want. It is important to make wise decisions on all matters and only settle for what you want. You should be able to identify when you need help.

Always giving excuses

If you tried to achieve a goal, but failed, you should not relax and start filling your head with excuses why you could not succeed. You need to account for all your actions. Looking deep into the reason you failed could help avoid a replica of the same in the future.

Fear of both success and failure

Fear of failure is more common and people are afraid of investing their time, resources and energy in achieving their goals. No successful person lived their dream by sitting back and avoiding taking risks. All you need is a careful assessment of the risk factors and wise judgment

Most people fear the transition that could come about if they became successful. The transition could affect your entire social life; including changing your friends, the fear of being lonely and standing out from the rest. Success is for confident people who are determined to achieve their dreams no matter what.

Doubting your ability to succeed

Successful people keep up the spirit of positivism, in the way they think and talk. You should work on your weakness and focus on more positive thoughts; this will, in turn, improve your self-esteem and will increase your chances of success.

Your past

All the hurt, pain and disappointments you have had in the past could be a hindrance to your success. Since it is not easy to deal with our past failures, at some point you need therapy sessions with a counselor to help you overcome them.

Paying attention to the bad influence

It is important to listen to other people’s opinions, but never let them make you give up on your dream. On your journey towards success, many people will disappoint you and even mock you. It is important to remain determined in achieving your goal.

Successful people never stop seeking knowledge. You must be open to learn and grow. For you to meet your goals, you need discipline and consistency in the way you do things.

10 Best Tips to Boost Brain Power

Create time for reading, learning, and growth

Learning something new improves your knowledge, this, in turn, boosts your brain functioning. Reading a novel helps us visualize by engrossing our thoughts in the position of the character in the novel. This enhances connectivity in the brain and improves brain function.

Always stay hydrated

Taking plenty of water, vegetable and fruit juices keeps your brain functioning well. This will also protect your brain cells from damage.

Get regular health checkups and treating any health problem

Heart diseases, hormonal imbalance, and diabetes are some health disorders that could affect your memory. Medications could also affect your memory, it is important to get proper medication from health experts.

Exercising

Regular physical activity improves blood circulation to your brain. New neurons are created and brain power is increased. People who exercise have better multi-tasking and decision-making skills compared to people who don’t exercise. Engaging in aerobics is a great way to improve your brain power. It also reduces the chances of getting strokes.

Get enough sleep

Sleep enhances your memory and learning. Sleep deprivation leads to excessive worrying and makes it hard to coordinate activities. It is vital to get at least 8 hours of sleep to rejuvenate your body and brain. Naps during the day when you feel worn out could also boost your memory. Getting enough sleep also helps you come up with better ways of dealing with your problems and issues.

Building strong social connections

Having meaningful relationships helps improve our emotional and brain health. Excluding yourself from others leads to loneliness, which could lead to depression. People who have active social lives have a strong memory.

Take a good diet (brain-boosting foods)

Foods rich in omega 3 improve focus and memory. They include both animal-based and plant-based foods like fish and spinach. High fiber cereals keep your brain and body energized for longer. Moreover, foods rich in vitamins, nuts and seeds and spices are also a brain booster.

Cut down on stress

You need to cut down on stress since it damages the brain cells that help in new memory formation and recalling of old ones. You should learn to deal with your emotions to avoid getting depressed. Deep breathing and meditation is a good way to manage stress.

Meditation

This is another way to reduce stress and anxiety. Meditation increases the sharpness of the brain and improves its functioning.

Engage in brain games, puzzles and get new experiences

Engaging in brain-training games and puzzles keep your brain sharp since they challenge the brain. To further boost brain power, you need to step out of your comfort zone and engage in new experiences that challenge the brain.

Power of patience

You have heard the phrase “patience is a virtue” so many times haven’t you? Patience is a powerful quality that everyone should have. It is however not easy and requires a lot of effort to practice. This can be attributed to today’s world of technology. This includes communicating through text, call or email, traveling from one continent through the air, warming food in the microwave within seconds, finding your match by swiping right on tinder etc.

This has brought about the rise of instant gratification. It is worth remembering that not everything can be solved by technology, including how others and life in general treats you. Frustrations are inevitable when life does not turn out to your expectations.

One expectation could be on oneself, where you set goals and targets for yourself. Most times things could go wrong and fail to run on your schedule. You could fail to get that date, lose that potential girlfriend, lose that business deal etc. It is necessary to be hard and tough on yourself. Patience, however, helps in being calm, learn lessons from failures and make improvements.

Interacting with other people could also test one’s patience as people are different and do not run on your schedule. The key to not getting frustrated is being understood and trying to get their point of view. Examples could be expecting an employee to meet a deadline, the line at the mall to take the shortest time or your spouse to remember to take out the trash.

Impatience never does any good as it can cause stress, panic, anxiety and a tone of other negative emotions. Patience is a powerful tool in helping you cope through the harshness and frustrations of life. It makes the waiting worth the while, maintaining good relations and celebrating every little milestone in life.

You Can Achieve Success

Nothing is achieved by simply wondering if you are going to be great. Wonder without any plan of action is pointless. The reality is that you have to make a plan and set it in motion to achieve goals.

You are valuable to the world. You have something relevant to contribute. The good news is that you don’t have to wait a long time before you start the journey of reaching for success. When you have a desire to achieve something, you already have made a big step toward progress and success.

You can start with your story. The truth is that we all have a story. You have something unique to say, do, or sell that is worthy of sharing with others. Perhaps others can learn from your failures or frustrations. Perhaps you have a new innovation.

Jot down your ideas. Conduct research and even do interviews. This information will lead you to more success. You may include all of these things in a book, or you may decide to place the information on a website. Or perhaps you will create a program or some type of product to sell.

When you are just beginning, you must realize you will not be on Broadway or on the front cover of some popular magazine. But you will get noticed by some people who will be interested in what you have to offer. That is where it all starts. One success at a time will lead to your overall success in the future.

Note that you cannot build your future simply on hope, though you must maintain a positive outlook on the journey toward achieving your desired success. Social media is what will get you noticed and your business known. Therefore, it is important for you to be on social media promoting your business, ideas, products and services. Facebook and Twitter are great to start with. Try other social media sites you like as well.

Now that you realize you must create a plan, now that you realize you are valuable to the world, now that realize you have something important to say, and now that you realize social media can help you, keep on reaching for your goals.

How to Back Up Your PC

It’s critical that you back up your computer regularly. Even the best machines on the market can occasionally crash, causing you to lose data. Usually once the files, documents or other data that you had saved are gone, even your local computer whiz or IT department cannot retrieve them. This leads to hours of doing work all over again and really terrible stress headaches, which nobody wants.

If you are a PC user with Windows on your computer, one easy way to do a full backup of your computer is with Windows Easy Transfer. Microsoft generally makes sure that their customers have it installed, so you probably already have it on your machine, but if not, simply download Windows Easy Transfer here:

http://windows.microsoft.com/en-US/windows7/products/features/windows-easy-transfer

Before downloading, be sure to select the 32-bit version unless you know for sure you are using a 64-bit version of Windows.

Now that you have Windows Easy Transfer ready to go, you’re prepared for the next step. Here’s all you need to do in order to get your work, family pictures, and other really important stuff backed up:

1.) Make sure you have some time where you won’t need to use your computer for at least a couple of hours (e.g. end of workday).

2.) Decide where you want to save the data to. Most people like to use an external hard drive that you plug into your computer. You can also use another computer on your network, but that can get a little more complicated.

3.) Open and run Windows Easy Transfer. Select your external drive for your transfer point. This should be the third option.

4.) When prompted to select where to put your Windows Easy Transfer file, you can put it on a network share if you have one, or on your external hard drive. Some people use USB drives (also called flash drives or thumb drives) but this isn’t the best option as they usually have much less space and are considered less stable than an external hard drive. They are also easy to use. But if you are comfortable with this option, go for it!

5) That’s all there is to it! All that you need to do is run Windows Easy Transfer and the software does all the hard work for you. Now your files are backed up and saved in the event of emergency!

10 myths about mobile phone batteries that are increasingly popular

Our smartphones have come a long way since the 1990s. However; there are still a lot of common myths surrounding our tiny devices. One of the most misunderstood features of a smartphone is the battery. Although there are a lot of tales out there aimed at prolonging your battery life, it is essential to understand that most are false. Here are 10 myths about mobile phone batteries that are increasingly popular:

  • Smartphone batteries are designed to last forever

If you are a heavy smartphone user that utilizes lithium-ion batteries, your battery is only intended to survive 300 to 500 full cycles, which is about a year for a frequent user. The capacity for your battery diminishes every time you charge it.

  • You should only use original brand chargers

Manufacturers include this instruction in their manuals merely because they prefer you to purchase just their accessories. Any high-quality charger can work on any smartphone.

  • You should let your battery run out

For your battery to last, never allow it to run out entirely as it is terrible for it. Charge your battery until it attains 80% charge and re-charge it when it is at 20%.

  • Leaving your battery plugged in can damage it

Contrary to popular belief, you can leave your battery plugged in all night and nothing will happen to it. Nowadays batteries and chargers are now smarter than before, and most will stop charging as soon as the array is full.

  • Closing apps will improve your battery life

Open apps, even multiple ones, have no effect on your battery. Closing apps that you use commonly and re-launching them actually forces your phone to load back into the memory again, which actually puts more stress on your battery.

  • Disabling Wi-Fi and the location services can extend your life

Previously, the Wi-Fi would require so much energy that consumed your battery life but the vase if different today.

  • Never use your phone while charging

Although incidences of exploding phones, phones on fire and electrocuting phones have been reported online, there isn’t actual proof that they occurred.

  • Your battery should drain before charging it

This was true of nickel-zinc batteries, but it does not apply to lithium-ion batteries which are used for most devices nowadays.

  • Storing your battery in the fridge

Keeping your battery in the refrigerator will only damage it instead of making it last longer.

  • Task managers and memory tools help

Not only are task managers and memory tools unnecessary, but they may end up slowing down performance. Instead, you should disable background features for your apps if you want to extend your battery life.